excel $15-21.$ Rick Rueta purchased a $$90,000$ home at $\frac{45}{8}\%$ for $30$ years with a down payment of $$20,000.$ His annual real cstate tax is $$1,800$ along with an annual insurance premium of $5960.$ Rick's bank requires that his monthly payment include an escrow deposit for the tax and insurance. What is the total payment each month for Rick?