"Exchange$-$Traded Funds $($ETFs$)$ have gained significant popularity in recent years, offering investors a diversified, low$-$cost$,$ and flexible way to invest in the market. Considering the wide range of ETFs available today$$such as those focused on sectors$,$ commodities, or broad market indexes$$what factors would you prioritize when selecting an ETF for your own portfolio? Additionally, how do you think the rise of ETFs has impacted traditional mutual funds, and what does this mean for the future of investment strategies?"

$"$Do you think ETFs offer an advantage over traditional stocks and mutual funds for beginner investors? Why or why not?"

"Can you think of a situation where an ETF might not be the best choice for an investor? Explain your reasoning."