Exerclse 14-15 (Algol Applying debt-to-equlty retlo LO A2 Montclair Company is considering a project that will reculre a $530,000 loan. It presently has total llabilites of $205,000 and total assets of $635,000. 1. Compute Montdair's (a) current debt-to-equity ratlo and ( 1 , the debt-to-ecyulty ratlo assuming it borrows $530.000 to fund the project. 2. If Montclair borrows the funds, does its financing strudure become more or less risky