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EXHIBIT 10 Present Value of an Annuity of $1 at Compound Interest 52% 62% 0.96154 0.95694 0.95238 0.94787 0.94340 0.93897 0.93458 0.90909 0.90090 0.89286 0.88496

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EXHIBIT 10 Present Value of an Annuity of $1 at Compound Interest 52% 62% 0.96154 0.95694 0.95238 0.94787 0.94340 0.93897 0.93458 0.90909 0.90090 0.89286 0.88496 1.88609 1.87267 1.85941 184632 .8333982063 1.80802 .73554 1.71252 .69005 1.66810 2.77509 2.74896 2.72325 2.69793 2.67301 264848 2.62432 2.48685 2.44371 240183 2.36115 3.62990 3.58753 3.54595 3.50515 3.46511 3.42580 3.38721 3.16987 3.10245 3.03735 2.97447 4.45182 4.38998 4.32948 4.27028 4.21236 4.15568 4.10020 3.79079 3.69590 3.60478 3.51723 5.24214 5.15787 5.075694.99553 4.91732 4.84101 4.76654 4.35526 4.23054 4.11141 3.99755 6.00205 5.89270 5.78637 5.68297 5.58238 5.48452 5.38929 4.86842 4.71220 4.56376 4.42261 6.73274 6.59589 6.46321 6.334576.20979 6.08875 5.97130 5.33493 5.14612 4.96764 4.79677 .43533 7.26879 7.10782 6.95220 6.80169 6.65610 6.51523 5.75902 5.53705 5.32825 5.13166 8.11090 7.91272 7.72173 7.53763 7.36009 7.18883 7.02358 6.144575.88923 5.65022 5.42624 Periods 4% 5% 6% 7% 10% 11% 12% 1396 3 2 3 2

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