Exhibit 12-6 Balance sheet of Tucker National Bank

Assets		Liabilities
Required reserves	$ 20,000	Checkable deposits	$200,000
Excess reserves	0
Loans	180,000
Total		Total

Suppose Connie Rich deposits $10,000 into her checking account in the bank shown in Exhibit 12-6. The result would be a:

zero change in required reserves.

$1,000 increase in required reserves.

$100,000 increase in required reserves.

$20,000 increase in excess reserves.