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expand the following and include references: A. Increased costs: Critics argue that the ACA has led to increased healthcare costs for some people, particularly those
expand the following and include references: A. Increased costs: Critics argue that the ACA has led to increased healthcare costs for some people, particularly those who don't qualify for subsidies. B. Individual mandate: The ACA originally required most people to have health insurance or pay a penalty, a provision that was controversial and was effectively eliminated in 2017. C. Government overreach: Some critics argue that the ACA represents an overstep of government authority into the private sector
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