expect to provide an average return of $11\%$ in the future.

a$.$ If she follows your advice, how much money will she have at $65?$ Do not round intermediate calculations. Round your answer to the nearest cent.

$

b$.$ How much will she have at $70?$ Do not round intermediate calculations. Round your answer to the nearest cent.

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retirement at each retirement age? Do not round intermediate calculations. Round your answers to the nearest cent.

Annual withdrawals if she retires at $65$:$

Annual withdrawals if she retires at $70$:$