Expected value of one policy?

Life insurance companies sell life insurance policies to customers on probabilities of when a person will die. If a particular insurance company sells a 10 year $ 10,000 term policy for $90 / year and the probability a person will outlive the policy ( you get no death benefit) is 0.99 and the probability a person will die within those 10 years is 0.01, what is the expected value of one policy