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explain how Fannie Maes and Freddie Macs implementation of the regulatory directive to put people in houses by reducing underwriting standards to allow for no

explain how Fannie Maes and Freddie Macs implementation of the regulatory directive to put people in houses by reducing underwriting standards to allow for no documentation (of income, employment) and low documentation mortgages contributed to the financial crisis of 2007-2009. What role did real estate appraisers play in the crises

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