Explain the importance of proper credit approval for sales. A. Proper credit approval for sales eliminates the amount of bad debt, since every sales order on credit is always reviewed by a credit manager, no exceptions. B. Proper credit approval for sales helps eliminate goods that are returned from customers who cannot afford them. C. Proper credit approval for sales helps minimize the amount of bad debts and the collection effort for accounts receivable by requiring that each sale be evaluated for collection potential. D. All of the above