Current Rate %pa Shareholders Funds Capital Reserves & Retained Earnings Total Shareholders' Equity Deposits & Borrowings - Call Deposits - 6 months (180 days) - 2 years (semi-annual) - 3 years (semi-annual) - 5years (semi-annual) 1.50 1.90 1.95 2.15 225 20,300.000 Short Term Investments Interbank Call loans 6 month Investments Total Short Term Investments Loans - Overdrafts (daily rate reset) - 5 year Housing (6mth rate reset) - 2 years (semi-annual) 3 years (semi-annual) 5 years semi-annual Total Loans Property, plant and equipment Current Rate %pa 1.50 2.00 3.50 4.00 4.05 4.25 4.35 68, 700,000 111 655, 700,000 Total %pa par Zero Table 2 Call 1.50 1.50 6 1 year months 184 184 1.5 years 1.60 1.60 2 years 1.72 1.71 2.5 years 144 144 3 years 1.40 1.40 3.5 years 1.41 1.41 4 years 1.42 1.42 4.5 years I .43 I .43 5 years 1.44 1.44