f. If Lucia's $45,000 is invested in a standard investment account and her $3,000 yearly is invested in a tax-sheltered account, with each account growing at 8 percent annually for 24 years, how much money will she have accumulated in each account? She is in 25 percent tax bracket. (Hint: Adjust the lump-sum investment for 25 percent taxes. Use Appendix A 1, Appendix A-3.) Round your answers to the nearest dollar. Round Future Value of a Series of Equal Amounts and Future Value of a Single Amount in intermediate calculations to four decimal places. Standard investment account: $ Tax-sheltered account: $