Fact Pattern 28-1B Chocolate! Chocolate! Corporation is a new company that needs to borrow money to meet its payroll. Dayna, president and owner of Chocolate! Chocolate!, asks Evermore Credit Union to loan the funds to Chocolate! Chocolate! Refer to Fact Pattern 28-1B. If Evermore insists that Dayna sign the loan application, making her personally liable for payment whether or not Chocolate! Chocolate! defaults, Dayna will be