Fairfax paint just borrowed

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Fairfax Paint just borrowed 50,700 dollars 1 he terms of the loan require the company to make equal semi-annual payments forever The first semi-annual payment is due in 6 months If the regular semi-annual loan payment is 4,450 dollars, then what is the EAR of the loan? Answer as a rate in decimal format so that 12 34% would be entered as 1234 and 0 98% would be entered as 0098