Fair-to-Midland Manufacturing, Inc., (FMM) has applied for a loan at True Credit Bank. Jon Fulkerson, the credit analyst at the bank, has gathered the following information from the companys financial statements:

Total assets	$93,000
EBIT	7,800
Net working capital	4,300
Book value of equity	28,000
Accumulated retained earnings	17,700
Sales	101,000

The stock price of FMM is $30 per share and there are 5,900 shares outstanding. What is the Z-score for this company? (Do not round intermediate calculations and round your answer to 3 decimal places, e.g., 32.161.)

Z-score

The answer 3.930 is not correct. can you help me to resolve problem please !