Family Scenarios: Scenario #1: The Andersons' oldest son was admitted to the hospital twice last year. They expect the same may happen this upcoming year. Assume the son is admitted to the hospital, the hospital is in-network, and the cost of the visit for one-day is $1,612. His stay is expected to be one day. 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? 2. How much would the family spend just on these two hospital admissions if they picked the PPO plan? 3. How much would the family spend just on these two hospital admissions if they picked the HMO plan? Scenario #2: The Rodriguez family is expecting to need a new prosthetic leg for their daughter next year. The prosthetic is considered durable medical equipment (DME). Assume the in-network charge is $7,000. (You do not need to factor in any other services (e.g. office visits), only the cost of the prosthetic device.) 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? 2. How much would the family spend on only this prosthetic device if they picked the PPO plan? 3. How much would the family spend just on only this prosthetic device if they picked the HMO plan? Scenario #3: The Jones family expects they will need 40 outpatient physical therapy visits in the upcoming year for the father. Assume the in-network physical therapy/outpatient rehabilitation charge is $70. 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? 2. How much would the family spend on only the outpatient physical therapy visits if they picked the PPO plan? 3. How much would the family spend just on only the outpatient physical therapy visits if they picked the HMO plan? Question 1 Scenario #1: The Andersons' oldest son was admitted to the hospital twice last year. They expect the same may happen this upcoming year. Assume the son is admitted to the hospital, the hospital is in-network, and the cost of the visit for one-day is $1,612. His stay is expected to be one day. 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? The cost is the same, so the family can choose either plan PPO HMO Question #2 Scenario #1: The Andersons' oldest son was admitted to the hospital twice last year. They expect the same may happen this upcoming year. Assume the son is admitted to the hospital, the hospital is in-network, and the cost of the visit for one-day is $1,612. His stay is expected to be one day. 2. How much would the family spend just on these two hospital admissions if they picked the PPO plan? $0 $1,509.00 $250.25 $1,539.60 None of the answers are correct Flag this Question Question 3 1 pts Scenario #1: The Andersons' oldest son was admitted to the hospital twice last year. They expect the same may happen this upcoming year. Assume the son is admitted to the hospital, the hospital is in-network, and the cost of the visit for one-day is $1,612. His stay is expected to be one day. 3. How much would the family spend just on these two hospital admissions if they picked the HMO plan? $5,850 $250 $0 $1,509 $1,539 Flag this Question Question 4 1 pts Scenario #2: The Rodriguez family is expecting to need a new prosthetic leg for their daughter next year. The prosthetic is considered durable medical equipment (DME). Assume the in-network charge is $7,000. (You do not need to factor in any other services (e.g. office visits), only the cost of the prosthetic device.) 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? PPO The cost is the same, so the family can choose either plan HMO Flag this Question Question 5 1 pts Scenario #2: The Rodriguez family is expecting to need a new prosthetic leg for their daughter next year. The prosthetic is considered durable medical equipment (DME). Assume the in-network charge is $7,000. (You do not need to factor in any other services (e.g. office visits), only the cost of the prosthetic device.) 2. How much would the family spend on only this prosthetic device if they picked the PPO plan? $5,850 $1,539 None of the answers are correct $0 Flag this Question Question 6 1 pts Scenario #2: The Rodriguez family is expecting to need a new prosthetic leg for their daughter next year. The prosthetic is considered durable medical equipment (DME). Assume the in-network charge is $7,000. (You do not need to factor in any other services (e.g. office visits), only the cost of the prosthetic device.) 3. How much would the family spend just on only this prosthetic device if they picked the HMO plan? $0 $5,850 $1,509 None of the answers are correct Flag this Question Question 7 1 pts Scenario #3: The Jones family expects they will need 40 outpatient physical therapy visits in the upcoming year for the father. Assume the in-network physical therapy/outpatient rehabilitation charge is $70. 1. Based solely on costs, which plan should they pick for next year (HMO or PPO)? HMO The cost is the same, so the family can choose either plan PPO Flag this Question Question 8 1 pts Scenario #3: The Jones family expects they will need 40 outpatient physical therapy visits in the upcoming year for the father. Assume the in-network physical therapy/outpatient rehabilitation charge is $70. 2. How much would the family spend on only the outpatient physical therapy visits if they picked the PPO plan? $306 $1,604 $1,600 None of the answers are correct Flag this Question Question 9 1 pts Scenario #3: The Jones family expects they will need 40 outpatient physical therapy visits in the upcoming year for the father. Assume the in-network physical therapy/outpatient rehabilitation charge is $70. 3. How much would the family spend just on only the outpatient physical therapy visits if they picked the HMO plan? $1,600 None of the answers are correct $1,604 $0