Fashion Bazaar issued Ted a line of credit. When Ted failed to make payments on the line of credit, Fashion Bazaar's credit department mad frequents calls to him at his work about the overdue bill over the objection of his employer. This is a violation of

a. the Fair Debt Collection Practices Act.

b. the Truth-in-Lending Act

c. no Federal Law

d. the Fair and Accurate Credit Transactions Act

c. no Federal Law

d. the Fair and Accurate Credit Transactions Act