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Enter the letter a, b, c, ord in the space provided below the question. Do not write the whole statement you chose as your answer 1. Pooling of resources is one of the characteristics of insurance. Pooling of resources implies; a. Insurance companies need to reinsure to protect against claims b. Collecting premiums form the whole group of policyholders The sharing of losses by an entire group of similar insurers C. d. Insurance companies must all have bank accounts with the Insurance Commission