Federal and state laws require employers to maintain workers' compensation coverage to meet minimum standards, covering a majority of employees for work-related illnesses and injuries (as long as the employee was not negligent in performing the assigned duties). Employees receive health care and monetary awards (if applicable), and dependents of workers killed on the job receive benefits. Workers compensation laws also protect employers and fellow workers by limiting the award an injured employee can recover from an employer and by eliminating the liability of coworkers in most accidents. Federal workers compensation statutes (laws) apply to federal employees or workers employed in a significant aspect of interstate commerce. Individual state workers compensation laws establish comprehensive programs and are applicable to most employers. Managed care has been implemented for workers' compensation coverage to improve the quality of medical benefits and services provided. What is the advantage of workers compensation managed care programs to employers and to employees? Explain