FILL IN THE BLANKS 41 If commercial paper does not contain the elements necessary to be a negotiable instrument a under Article 3 of the UCC, then the rights of the parties are interpreted under 42 If a person is requested to sign a negotiable instrument as a co-signer and agrees to do so, the person is known as 43 If someone runs into your office and requests that you sign a paper and you do not have the time to carefully review and you sign, and you later learn you signed a negotiable instrument, you may be in a position to use the defense of 44 The Electronic Fund Transfer Act pertains to four different electronic pay systems. These include ATMs and 45 A sum of money that is deposited with a bank for a period of time with the promise of its a return together with interest earned is called INDICATE WHETHER THE FOLLOWING ARE NEGOTIABLE INSTRUMENTS UNDER ARTICLE 3. If you conclude it is "non-negotiable", state the reason(s) why. What element or elements are missing under Article 3 of the UCC. 46 I promise to pay $6,000 to Ben within 30 days from the death of my father. Signed Joe