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Banking Products Complete the text using these words: Mys salary is paid directy into a low-interest (1) .......... I can withdraw meney from automatic (2)........... with a cashcand. so I hardly ever actually go inco a bank. I pay regular, monchly hills by way of a (3) ............ the bank pays them according to my instructions, and debits my account. I pay irregular bills by (4) ............ Nearly evenione I know in Britain has a chequeluok, I wir when I lived on the Continent. I found that people harally used them. They often paid cash. or paid bills at a post office with a paying-in slip. I also have a (5) ............. which is useful for ordering things by post or in the telephone. and for travelling worldwide. I also use it in shops and reitaurants, hut try not to spend more than I can pay when the bill comes a month later, as this is a very expensive way of torrowing money. The annual interest is exorbitanc - well over 20%. I used to have a (6) ........... in a building sociery which paid higher interest than the current account at che bank, but had restrictions as to how and when I could withdraw my money: But then we bought a flat. I got a 90%(i)........... from the building sociery: i.e. we had to pay a deposit of 10% with our own savings. That is why I have no more money and no more deposit account. In fact I have arranged an (8)........... with the bank, which means I an occasionally withdraw more money than is actually in my accounc. Incerest is calculated daily. Last year I asked the bank for a (9) ........ to buy a car. I (only!!) wanted two months salars, but they refused. Since I don't like the high incerest rates that the garage's hire purchase people charge, I buught a cheap second-hand car instead. I always use the bank to buy (10)... when I go abroad, because their rates are hetter than the bureaux de change. I don't like travellers' cheques, and l've never had my money scolen - yet. My bank is also always trying to sell me a private 111 ) .......... plan, for when I retire, tut I'm not interested. They also keep offering me (12) ........... about shares, bonds, unit trusts, mutual funds, and so on. They don't seem to realize that if I could afford to buy all these things, I wouldn't need an overdraft