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FIN 2067 - Case assignment. Situation Client X is 37 years old, married with two young children age 2 and 5. Client X earns $50,000

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FIN 2067 - Case assignment. Situation Client X is 37 years old, married with two young children age 2 and 5. Client X earns $50,000 per year with no pension and would like to retire ar 65. The spouse of Client X does nor earn an income. Client X and spouse have very little experience in finance and investments, and their formal education is in Canadian History Their parents were not investors, and neither is anyone in their social group. Because of their family, all of their savings are in in their home, and they have a negative net worth of $200,000, which primarily consists of their mortgage. Given the instability of Client Xs job and their net worth, Client X and spouse are fairly cautious people. Client X has $500/month that can be put into investments toward reaching long term goals. Instructions: For all questions below, show all work and present material (visual and written) in a format that is presentable to a client. All response/recommendations must be in line with the course resources and available to Canadian Advisors/investors. Please provide your source (APA not required) for each answer provided. Material not in line with course resource material will render this assignment unacceptable. For Client X - According to the course resources, what phase of the client life cycle would Client X fit into? - Generally speaking, what approach would you take managing their financial situation and their portfolio? - What type of client/advisor (or dealership) model would you recommend? - What strategic asset allocation would you recommend for Client X's retirement portfolio? What approach would you take to maintaining the client's asset allocation? - Using information leared in Chapter 13 - provide a 150 word paragraph about the state of the current Canadian investment landscape and your anticipations for the upcoming 12 months. - Using the links provided in the Conestoga course shell, choose 1-5 real managed (active or passive) investment available in Canada to build the client's portfolio Show your allocation - Provide the fund facts sheet for each investment product Provide the link for the source you used to select your investments - Choose one individual Canadian stock that may be suitable within a portfolio for Client X. Provide the most recent stock quote information and classify the stock by industry, lifecycle, and size Create a 3 year chart and a YTD chart for this stock On each chart include three technical indicators learned within the course and provide a recommendation on the potential direction of that stock over the next 12 months o Using the Dividend Discount model, provide an estimate of the current intrinsic value of the stock using and required rate of return (1) of 6% and growth rate of 2% . Based on your calculation, indicate whether the stock is currently overvalued or undervalued. What is the P/E ratio for this stock. Based on the P/E ratio, indicate whether the stock is overvalued or undervalued Provide a pro forma Statement of Financial Position and Statement of Comprehensive Income for this stock images from your source are sufficient) and provide one ratio from each category of ratios provided in the course resources. - Describe and recommend one additional "other managed product" or "alternative investment that may be suitable for the client to consider either now, or in the future. Your description must be client suitable and your recommendation must be based on the client's personal situation. o Provide a link and the written promotional documentation for this product. -Based on the course work, what account types would you recommend that this client consider for their portfolios and their objectives? As an advisor, you will need to anticipate their potential opportunities. Please provide an explanation/justification for each objective and the respective account type. - Document a personalized "Financial Planning Process (based on the Chapter 26 content for you and your client. This will be used as an agenda/game plan in your client relationship management process with your client. Include anticipated calendar dates, processes, timelines, and all activities, - Based on the Chapter 26 content, identify 3 potential objectives and three potential constraints for Client X FIN 2067 - Case assignment. Situation Client X is 37 years old, married with two young children age 2 and 5. Client X earns $50,000 per year with no pension and would like to retire ar 65. The spouse of Client X does nor earn an income. Client X and spouse have very little experience in finance and investments, and their formal education is in Canadian History Their parents were not investors, and neither is anyone in their social group. Because of their family, all of their savings are in in their home, and they have a negative net worth of $200,000, which primarily consists of their mortgage. Given the instability of Client Xs job and their net worth, Client X and spouse are fairly cautious people. Client X has $500/month that can be put into investments toward reaching long term goals. Instructions: For all questions below, show all work and present material (visual and written) in a format that is presentable to a client. All response/recommendations must be in line with the course resources and available to Canadian Advisors/investors. Please provide your source (APA not required) for each answer provided. Material not in line with course resource material will render this assignment unacceptable. For Client X - According to the course resources, what phase of the client life cycle would Client X fit into? - Generally speaking, what approach would you take managing their financial situation and their portfolio? - What type of client/advisor (or dealership) model would you recommend? - What strategic asset allocation would you recommend for Client X's retirement portfolio? What approach would you take to maintaining the client's asset allocation? - Using information leared in Chapter 13 - provide a 150 word paragraph about the state of the current Canadian investment landscape and your anticipations for the upcoming 12 months. - Using the links provided in the Conestoga course shell, choose 1-5 real managed (active or passive) investment available in Canada to build the client's portfolio Show your allocation - Provide the fund facts sheet for each investment product Provide the link for the source you used to select your investments - Choose one individual Canadian stock that may be suitable within a portfolio for Client X. Provide the most recent stock quote information and classify the stock by industry, lifecycle, and size Create a 3 year chart and a YTD chart for this stock On each chart include three technical indicators learned within the course and provide a recommendation on the potential direction of that stock over the next 12 months o Using the Dividend Discount model, provide an estimate of the current intrinsic value of the stock using and required rate of return (1) of 6% and growth rate of 2% . Based on your calculation, indicate whether the stock is currently overvalued or undervalued. What is the P/E ratio for this stock. Based on the P/E ratio, indicate whether the stock is overvalued or undervalued Provide a pro forma Statement of Financial Position and Statement of Comprehensive Income for this stock images from your source are sufficient) and provide one ratio from each category of ratios provided in the course resources. - Describe and recommend one additional "other managed product" or "alternative investment that may be suitable for the client to consider either now, or in the future. Your description must be client suitable and your recommendation must be based on the client's personal situation. o Provide a link and the written promotional documentation for this product. -Based on the course work, what account types would you recommend that this client consider for their portfolios and their objectives? As an advisor, you will need to anticipate their potential opportunities. Please provide an explanation/justification for each objective and the respective account type. - Document a personalized "Financial Planning Process (based on the Chapter 26 content for you and your client. This will be used as an agenda/game plan in your client relationship management process with your client. Include anticipated calendar dates, processes, timelines, and all activities, - Based on the Chapter 26 content, identify 3 potential objectives and three potential constraints for Client X

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