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financial literacy is critical for individuals to understand and navigate their personal finances. Discuss the vital elements of financial literacy, including effective budgeting, investing, and

financial literacy is critical for individuals to understand and navigate their personal finances. Discuss the vital elements of financial literacy, including effective budgeting, investing, and debt management. How can individuals implement financial literacy planning? Share a personal experience or an example of the importance of financial literacy and its positive impact on your life.

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