FINANCIAL PLANNER FOR TWO DIFFERENT CLIENTS (CASE STUDY)

As a Financial Planner, Jason are dealing with two clients with different financial goals. They are seeking his expert advice in the preparation of their financial plans. Jason are requested to present these plans showing the various short-term, medium-term, long-term savings and investment instruments possible. The clients would like to know his explanation and reasons for choosing these financial instruments for them, considering the economic and financial outlook in this time of pandemic. Please provide each of them a written proposal (Top 3 savings and investment) and attachments to support the financial plan.

RISK PROFILE FINANCIAL GOALS Wealth Wealth Wealth Wealth Accumulation Accumulation Accumulation Preservation CAPACITY TO TAKE RISK Age 25 MALE 30 FEMALE 35 FEMALE 40 MALE Nature of Income Unpredictable Predictable Predictable Predictable Amount of Little savings Enough Enough Enough Dependents 0 1 2 3 RISK TOLERANCE Knowledge Moderate Newbie (Investment) Moderate High Past Experience 3 2 0 (Investment) High NEED TO TAKE RISK/RISK APPETITE High High Medium Medium