Financial Statement Analysis for Credit Risk Assessment: A company's financial statements show total assets of $1,000,000, total liabilities of $500,000, and shareholders' equity of $500,000. Calculate the company's debt to equity ratio, debt ratio, and equity ratio, and discuss how these financial ratios assess the company's financial leverage, solvency, and creditworthiness. Analyze the implications of high and low debt ratios for lenders, investors, and the company's long-term financial health.