Financial Statement Analysis

Megalopolis Bank has the following balance sheet and income statement. $($ LG I$2-5)$ Balance Shet $($in miltions$)$

Catind une from banks

Imesment securities

Repunchase agements

Louns

Hivedusets

Other asets

Total Envets

$$183,000$ Palid$-$in capital

Rctained earnings

Calculate:

a$)$ Return on equity

b$)$ Return on assets

c$)$ Asset utilization

d$)$ Equity multiplier

e$)$ Profit margin

f$)$ Interest expense ratio

g$)$ Provision of loan loss ratio

h$)$ Noninterest expense ratio

Tax ratio

Income Statement

Interest on fees and loans

$$9,000$

Interest on investment securities

Interest on repurchase agretements

$6,000$

Interest on depesits in banks

$1\mathrm{.}000$

Total interest income

$$20,000$

$$9\mathrm{.}000$

$$19\mathrm{.}000$

$\backslash$table$[[89,000,$Interest on debentures,$2,0],[28\mathrm{.}000,$Total interest expense,$$11,000$