find a thesis and a three topics related to questions What are the potential solutions for banks to overcome the limitations in software development capacity? How can banks effectively balance the need for control and competitive advantage with the ability to implement necessary changes in their payment processing services? Are there any successful case studies of banks that have managed to optimize their software developer capacity while maintaining control over their payment processing systems? What strategies can bank employ to ensure they have access to competent computer science professionals who can navigate the evolving landscape of payment processing technology and meet the changing demands of customers