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Find the accumulated value of $4,715 invested for 13 years if the annual effective rate of discount is 5% for the first 7 years and

Find the accumulated value of $4,715 invested for 13 years if the annual effective rate of discount is 5% for the first 7 years and a nominal rate of discount of 3.8% per year compounded bi-monthly (i.e., every two months) is used thereafter

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