1. Find the companys income statement. Is the format most like a single-step or multi-step format? Determine gross profit, income from operations, and net income for the last 2 years.

CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands Interest income Loans, including fees Securities Taxable Nontaxable Federal funds sold and interest-bearing deposits Total interest income Interest expense Deposits FHLB advances and federal funds purchased Subordinated debentures Other borrowed money Total interest expense Net interest income (Reversal) Provision for credit losses Net interest income after provision for credit losses Noninterest income Service charges Net realized loss on securities transactions Net realized gain on sale of loans Merchant and debit card fees Other income Total noninterest income Noninterest expense Employee compensation and benefits Occupancy expenses Other expenses Total noninterest expense Income before income taxes Income tax provision Net earnings Basic earnings per share (in USD per share) Diluted earnings per share (in USD per share) Dec. 31, 2021 $ 92,497 4,762 4,218 1,073 102,550 5,651 413 700 228 6,992 95,558 (1,700) 97,258 3,772 0 5,528 6,717 8,559 24,576 12 Months Ended Dec. 31, 2020 42,345 10,944 19,989 73,278 48,556 8,750 $ 39,806 $ 3.30 $ 3.26 $ 93,335 4,565 4,189 953 103,042 11,624 470 702 264 13,060 89,982 13,200 76,782 3,064 0 6,834 5,515 7,624 23,037 37,193 10,220 19,109 66,522 33,297 5,895 $ 27,402 $ 2.25 $ 2.24 Dec. 31, 2019 $ 90,980 5,916 3,830 1,835 102,561 21,611 1,389 648 43 23,691 78,870 1,250 77,620 3,715 (22) 2,850 4,264 6,155 16,962 35,907 9,834 16,784 62,525 32,057 5,778 $ 26,279 $ 2.05 $ 2.05