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Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time.

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Find the final amount in the following retirement account, in which the rate of return on the account and the regular contribution change over time. $631 per month invested at 6%, compounded monthly, for 3 years, then $783 per month invested at 7%, compounded monthly, for 3 years What is the amount in the account after 6 years? (Round to the nearest dollar as needed.)

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