Find the future value of $12,000 deposited today that is continuously compounded for five years at 9%. EXP How long will it take for $5,000 to double if it is deposited and earns 6% per year compounded annually? NPER What is the present value of an annuity due if your required annual return is 8 % and payments are $2,000 for 12 years with interest compounded annually? PV You receive a credit card offer stating that your annual interest rate is 24.99 % and your payments will be made monthly, what is your APR