Find the future value of the following annuities. The first payment in these annuities is made at the end of Year 1, so they are ordinary annuities. Do not round intermediate calculations. Round your answers to the nearest cent.

$800 per year for 10 years at 12%.

$

$400 per year for 5 years at 6%.

$

$800 per year for 5 years at 0%.

$

Now rework parts a, b, and c assuming that payments are made at the beginning of each year; that is, they are annuities due.

Future value of $800 per year for 10 years at 12%: $

Future value of $400 per year for 5 years at 6%: $

Future value of $800 per year for 5 years at 0%: $