Find the future values of these ordinary annuities. Compounding occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

1. $400 per year for 16 years at 4%.

   $

2. $200 per year for 8 years at 2%.

   $

3. $500 per year for 8 years at 0%.

   $

4. Rework parts a, b, and c assuming they are annuities due.

   Future value of $400 per year for 16 years at 4%: $

   Future value of $200 per year for 8 years at 2%: $

   Future value of $500 per year for 8 years at 0%: $