Find the future values of these ordinary annuities. Compounding occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

1. $800 per year for 12 years at 8%.

   $

2. $400 per year for 6 years at 4%.

   $

3. $500 per year for 6 years at 0%.

   $

4. Rework parts a, b, and c assuming they are annuities due.

   Future value of $800 per year for 12 years at 8%: $

   Future value of $400 per year for 6 years at 4%: $

   Future value of $500 per year for 6 years at 0%: $