Find the future values of these ordinary annuities. Compounding occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

1. $400 per year for 10 years at 16%.

   $

2. $200 per year for 5 years at 8%.

   $

3. $600 per year for 5 years at 0%.

   $

4. Rework parts a, b, and c assuming they are annuities due.

   Future value of $400 per year for 10 years at 16%: $

   Future value of $200 per year for 5 years at 8%: $

   Future value of $600 per year for 5 years at 0%: $