Find the future values of these ordinary annuities. Compounding occurs once a year. Round your answers to the nearest cent.

$900 per year for 16 years at 16%.

$450 per year for 8 years at 8%.

$400 per year for 6 years at 0%.

Rework previous parts assuming that they are annuities due. Round your answers to the nearest cent.

$900 per year for 16 years at 16%.

$450 per year for 8 years at 8%.

$400 per year for 6 years at 0%.