Find the interest rates earned on each of the following. Round each answer to two decimal places.

You borrow $650 and promise to pay back $754 at the end of 1 year.

%

You lend $650 and the borrower promises to pay you $754 at the end of 1 year.

%

You borrow $100,000 and promise to pay back $743,009 at the end of 11 years.

%

You borrow $14,000 and promise to make payments of $3,693.20 at the end of each year for 5 years.