Find the nominal annual rate of interest for the following investment. The nominal annual rate of interest is \% per annum compounded semi-annually. (Round the final answer to four decimal places as needed. Round all intermediate values to six decimal places as needed.) A mortgage of $155,000 is to be repaid by making payments of $984 at the end of each month. If interest is 3.18% per annum compounded annually, what is the term of the mortgage? State your answer in years and months (from 0 to 11 months). The term of the mortgage is year(s) and month(s)