Find the present value given future value, annual interest rate, and the number of vears. Years 4 Present Value Interest Rate 15% 10% 8% Pavment $500 $800 $1,750 Find the future value of the annuities below given the annual payment, annual interest rate, and the number of vears. Years Future Value Payment $150 $3,000 $750 $1,500 Interest Rate 6% 5% 12% 8% 15 20 Find the effective annual interest rate given the annual percentage rate and the annual compounding frequency. Compounding Frequency per Year Effective Annual Interest Rate APR 12.00% 10.00% 4 8.00% 6.00% 365