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Find the present value of an annuity with annual payments of $1,000.00 compounded at the end of each year for 9 years after being deferred

Find the present value of an annuity with annual payments of $1,000.00 compounded at the end of each year for 9 years after being deferred for 4 years, if money is worth 6.5%, compounded annual. The present value would be $_______

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