Find the present values of these ordinary annuities. Discounting occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

1. $700 per year for 16 years at 6%.

$

2. $350 per year for 8 years at 3%.

$

3. $800 per year for 8 years at 0%.

$

4. Rework previous parts assuming they are annuities due.

Present value of $700 per year for 16 years at 6%: $

Present value of $350 per year for 8 years at 3%: $

Present value of $800 per year for 8 years at 0%: $