Find the present values of these ordinary annuities. Discounting occurs once a year. Do not round intermediate calculations. Round your answers to the nearest cent.

$1,000 per year for 14 years at 8%. $

$500 per year for 7 years at 4%. $

$400 per year for 7 years at 0%. $

Rework previous parts assuming they are annuities due. Present value of $1,000 per year for 14 years at 8%: $

Present value of $500 per year for 7 years at 4%: $

Present value of $400 per year for 7 years at 0%: $