Find the single annual effective interest rate that is equivalent to the following growth over the 10 year period. . Nominal annual interest rate of 5% compounded quarterly for the first two year period. Nominal annual discount rate of 5% compounded quarterly for the second two year period. Constant force of interest of 5% per year for the third two year period. Annual effective interest rate of 5% for the fourth two year period. Annual effective discount rate of 5% for the fifth two year period. . (a) 4.713% (b) 4.816% (c) 4.902% (d) 5.129% (e) 5.346%