Fintech of today

What are some of the challenges facing financial institutions today, considering the changing technology ecosystem? When answering this question, consider the topics we have discussed and think about these 4 C's:

Connections: What connections do you draw between the material and other concepts you have read about, observed, or experienced.

Challenge: Are there any ideas, notions or assumptions you would challenge or argue for/against?

Concepts: Are there any specific concepts that stick out to you, that you think are particularly important?

Changes: What changes in attitudes, thinking, or action are suggested by the material thus far, for banks, FinTech users, or you as a student?

Write approximately 150 to 200 words

This is a Financial technologies class