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First America Banks monthly payment charge on a 48-month, $20,000 loan is $538.26. The U.S. Banks monthly payment fee is $547.70 for the same loan

First America Banks monthly payment charge on a 48-month, $20,000 loan is $538.26. The U.S. Banks monthly payment fee is $547.70 for the same loan amount.

What would be the APR for an auto loan for each of these banks? (Use Table 14.) (Round your final answers to the nearest hundredth percent.)

APR
First America Bank between % and %
U.S. Bank between % and %

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