Five years ago, GSI, an oil services company headquartered in Texas, issued $10 million worth of 12% 15-year bonds with the dividend payable quarterly. THEY ALSO PROMISED TO PAY SPECIAL YEARLY DIVIDEND IN THE AMOUNT OF $25,000. The bonds have a call date of this year if GSI decides to take advantage of it. The interest rate in the marketplace decreased enough that the company is considering calling the bonds since the coupon rate is relatively high. If the company buys the bonds back now for $11 million, determine the rate of return that the company will make per quarter