Five years ago, Jill Diorio purchased a convertible term life insurance policy with a $$100,000$ face amount. Now, Ms$.$ Diorio has decided to convert her policy. With regard to this situation, it most likely is correct to say that

Ms$.$ Diorio will only be allowed to convert her policy after she submits evidence of her insurability the amount of coverage Ms$.$ Diorio will receive under the converted policy will be greater than $$100,000$ the premium rate for Ms$.$ Diorio's converted policy must be based on her attained age Ms$.$ Diorio's converted policy will be a cash value policy that provides lifetime coverage