Five years ago, the Jones purchased a house and took out a mortgage of $600,000 from the BMO bank. They amortized the mortgage over 25 years at 2.79% compounded semi-annually for a 5-year term. The bank calculated their monthly payment should be $2,776. How much interest did they pay in the 3rd year of the mortgage? Question 4 options: $47,853.67 $1,380.54 $15,468.05 $20,166.42 $4,151.24