Five years ago, the Trans purchased a house and took out a mortgage of $600,000 from the BMO bank. They amortized the mortgage over 25 years at 2.79% compounded semi-annually for a 5-year term. The bank calculated their monthly payment should be $2,776. How much interest did they pay in the 4th year of the mortgage? Question 14 options: $62,820.40 $5,528.54 $21,668.88 $14,966.73 $1,377.31