Five years ago, you acquired a 30 -year loan of $130,750, charging 6.5% annwal interest, compounded monthly, and requiring monthly payments. At this time, interest rates on 15 -year loans have dropped to 2.3% APR, compounded monthly, and you wish to rofinance what you stie owe with a new loan at this new rate. (a) How much (in dollars) will you be refinancing? Round your answer to the nearest dollae. 5 (b) How much (in dollars) will your new monthly payment be after refnanding? Round your answer to the nearest cent